Statute of limitations

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Bill collectors hounding you? Considering repaying or negotiating an old debt? The statute of limitations on bills, often referred to as tolling of time is a powerful tool for consumers. The SOL can thwart off lawsuits and collectors when attempting to collect or sue on dusty old debts. If a…

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How lenders use FICO® Scores

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90% of top U.S. lenders use FICO® Scores when making lending decisions When you apply for credit—whether it’s for a credit card, car loan, mortgage or other type of credit—lenders will want to know your credit risk. That is, they’ll want to know how likely you are to pay back your…

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